If, to apply for a crit card, the bank requires the customer’s physical presence, presentation of original documents and copies, signature on forms and a processing time, today fintechs adopt much more agile processes.
In some of them, it is possible to make the request via smartphone, sending an image of an identity document, a selfie and registering the signature on the device itself, with your finger.
Traditional financial institutions emerg at a different time and ne a large structure to consolidate themselves in the market. Little by little, they add technologies and chang the way they carri out processes, but they were still establish on the same foundations.
Fintechs are completely different
They were born in a digital world and are immers in a technological culture. Their internal processes are entirely bas on these resources and the result can be measur in agility and savings.
They do not require a large physical structure because their how are ctr cpc and cpa calculat? service is bas on technological miation. Even their IT infrastructure is usually locat in the cloud, which eliminates the ne for large capital for opening and operations.
Furthermore, its adoption of digital channels facilitates customer service . Operations become more agile and the results are very satisfactory, in line with the expectations of today’s consumers.
Therefore if fintechs today are able
To offer agility, transparency, convenience and attractive rates to consumers, this is due to their technological advantage over their traditional competitors.Hybrid IT: understand this concept better
Digital technology is already a fundamental part of our personal and professional routines, and as this field continues to grow, revolutions and changes also remain constant. In this context, the information technology sector, whose importance is also increasing, nes to stay on top of the news and trends.
And one of the biggest and most important changes how much does it cost to create a multilingual shopify website? the sector has undergone in recent times is, without a doubt, the concept of hybrid IT. Within What is the role of technology this trend, IT works with both internal servers and data on private and/or public clouds, thus increasing the efficiency of servers and, consequently, of all its work.
