with floating rates is stable, the share of overdue uae telegram data loans at the beginning of January was only about 1%. If the borrower finds it difficult to service the debt, he can always turn to the bank for restructuring. But so far we do not see an increase in the volume of restructuring of loans with floating interest rates.
A possibility that after some
time the quality indicators of such loans will deteriorate somewhat, but I think it is not critical. This is also reflect in our forecast for the profit of the banking sector, where a higher level of reserves is includ.
Speaking about risks, one of the main
challenges for the banking sector now is the concentration risk. This is due to the fact that large Russian companies cannot borrow on foreign markets. Part of the debts they had to foreign critors are replac in large Russian banks, and this follow the entire series infographic day increases the problem. We believe that the development of the bond market and syndicat lending can become instruments for rucing the concentration risk, so that the risk is more evenly distribut across the banking sector.
— This topic has been in the spotlight for a long america email time, but it has not receiv any significant response from banks, this market is not very develop, although the legislation has been adopt. Why are banks not so active in issuing syndicat loans?
