The Deposit Insurance Agency (DIA) is forming turkey telegram data registers for future payments – both to depositors within the deposit insurance system and to owners of electronic wallets within the framework of future bankruptcy proceedings, because these funds are not subject to insurance. But the main thing is that our preliminary estimates show that the bank has enough funds to return money to citizens from their wallets.
In the future, we will have to evaluate
two important changes to the current regulation. The first is the insurance of citizens’ funds in electronic wallets. The second is the improvement of the identification procedure when a bank interacts with its clients through third parties, such as bank payment agents. There is something to think about here.
— What are the main risks you see
The banking sector this year? Experts say the risk of a large concentration of corporate loans at a floating rate. How are such loans behaving now?
— Currently, we do not observe a deterioration how do you use the insta highlights? leave a comment! in the quality of the loan portfolio due to the high key rate. The share of loans with floating rates in the corporate portfolio as of January 1 was 47%, having increased by 8 percentage points over the america email past three years. The growth in the share of loans with floating rates is influenced not only by the desire of banks to hedge their risks, but also by the demand of companies.