Example, to include syndicated loans in the NCL. If a syndicated loan is issued using standard documentation, we will consider it as iran telegram data part of highly liquid assets, because it can be assigned more quickly, it is more liquid. In general, we expect that this will create incentives for a more even distribution of risk across the system, will contribute to its increased sustainability.
The Bank of Russia drew attention
to the risks of banks investing in ecosystems several years ago. How are things now?
Indeed, the volume of immobilized assets
is quite high. Such assets do not create requirements for the return of funds, may be illiquid and subject to a high risk of impairment, which does not allow them to be considered as reliable collateral for banking obligations. According to grow your email list preliminary estimates, the volume of immobilized assets of banks with a universal license, including investments in ecosystems and other types of non-financial businesses, is about 4 trillion rubles at the end of 2023 – this is about 26% of their capital. However, the share of immobilized assets in individual credit institutions, including fairly large ones, significantly exceeds the average level and ao lists can reach 30-40% of capital, which is a concern for us.
